Rubbish

Ever get the feeling you're absolutely fucked and can do nothing to change that? I have right now.

As my one or two readers will know, I took out a Career Development Loan last year to pay for my postgraduate course at Uni.  I'd accepted this was the only way to afford such a course, and planned to follow the advice of one of those money saving adviser sites... do this, do that... then pay off your extortionate interest rate CDL loan with a personal loan with more manageable payments.

Good plan.

Or so I thought.

Turns out that despite hopefully being in full time work by September (the actual end of my course), I can't get any loan of any sort.  I was probably naive to believe I could, but I suppose following the advice of a renowned financial adviser to the word has cost me.

It was also nice of Sainsburys to not inform me of my application being rejected, rather relying on me getting in contact with them.  Impressive customer service.

So, what next? Not a lot I can do really bar up the job seeking ante, and hope something comes to fruition soon. In the mean time, I'll be paying £320 a month in repayments to the existing loan from the 10th next week, and facing a horrible early payment fine whenever I do get a job/can get a proper loan.

Not much fun.  And not a great state of mind to find myself in either.